Auto Loan Calculator – Estimate Monthly Car Payments

Use this free auto loan calculator to estimate monthly car payments, total loan amount, interest cost, taxes, fees, and the full amortization schedule before you finance a vehicle.

Auto Loan Calculator

Enter your car price, loan term, interest rate, taxes, fees, and trade-in details to calculate your auto loan.

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Tip: values also update automatically when you change any input.

Monthly Pay
$0.00
Total Loan Amount$0.00
Sales Tax$0.00
Upfront Payment$0.00
Total of 0 Loan Payments$0.00
Total Loan Interest$0.00
Total Cost (price, interest, tax, fees)$0.00
Loan Breakdown
Principal
$0.00
Interest
$0.00
Amortization Schedule
Year Interest Principal Ending Balance

How to Use

  1. Enter the car price, loan term, and interest rate.
  2. Add down payment, trade-in value, taxes, and fees.
  3. Choose whether taxes and fees should be included in the loan.
  4. View your monthly payment, total interest, and amortization schedule instantly.

What This Calculator Does

This auto loan calculator estimates your monthly payment based on vehicle price, down payment, interest rate, loan length, taxes, registration fees, and trade-in details. It also breaks down how much of your total repayment goes to principal versus interest.

Frequently Asked Questions

What is an auto loan calculator?

An auto loan calculator helps estimate your monthly car payment, total interest, and total loan cost before financing a vehicle.

Does this calculator include taxes and fees?

Yes, you can choose to include or exclude taxes and registration fees from the financed amount.

Can I include a trade-in?

Yes, you can add trade-in value and any amount still owed on the trade-in to get a more realistic estimate.

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