Retirement Calculator – Plan Savings, Income & Withdrawals
Use this free retirement calculator to estimate how much you may need for retirement, how much to save each month, how much you can withdraw, and how long your money might last.
Retirement Calculator
Switch between retirement needs, savings plan, withdrawals, and longevity to model your retirement strategy.
How much do you need to retire?
Estimate required retirement savings based on your timeline, income needs, and assumptions.
How can you save for retirement?
Build a monthly savings plan based on your retirement goal and expected returns.
How much can you withdraw after retirement?
Estimate monthly withdrawal using the 4% guideline with inflation adjustment.
How long can your money last?
Estimate years until your retirement balance depletes with a fixed monthly withdrawal.
How to Use
- Select the calculator tab you want to use.
- Enter your age, income, savings, return rate, and other assumptions.
- Click Calculate to see your retirement estimate.
- Compare savings goals, withdrawal amounts, and longevity scenarios.
What This Retirement Calculator Does
This retirement calculator combines four useful planning tools in one page. You can estimate how much money you may need for retirement, how much to save each month, how much you can safely withdraw, and how long your retirement funds may last.
Frequently Asked Questions
What is the retirement needs calculator?
It estimates the amount of retirement savings you may need based on income, retirement age, inflation, and expected returns.
What is the savings plan tab for?
It helps estimate how much you may need to contribute monthly to reach a target balance by retirement.
What does the longevity tab calculate?
It estimates how many years your retirement balance might last based on a fixed monthly withdrawal and investment return.